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Learn more about our focus on education, assistance and access to financing for minority and women business owners.

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Aliza Sherman is a new media entrepreneur, author, women's issues activist, and international speaker.

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Small Business Financial Calculators

Small Business Financial Calculators
Starting and growing a small business takes a great deal of financial planning. These calculators can help you determine how much capital you need to run a business, calculate inventory turnover, and more.
  • Breakeven Analysis - Find out how many and what price you must sell your product at to make a profit.
  • Business Debt Consolidation Calculator - Should your business consolidate its debt? Use this calculator to find out.
  • Business Valuation - Discounted Cash Flow - This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
  • Cash Flow Calculator - Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
  • Commercial Loan Calculator - Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
  • Debt Service Coverage - This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
  • Equipment Buy vs. Lease - Should you lease your equipment or finance it? Find out with this calculator!
  • Financial Ratios - This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
  • Inventory Analysis - Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
  • Like Kind Exchange - This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
  • Profit Margin Calculator - This calculator can help you determine the selling price for your products to achieve a desired profit margin.
  • Repossession of Personal Property from a Deferred Payment Sale - If you have repossessed personal property from a deferred payment sale, you can this calculator to determine the gain or loss.
  • Repossession of Personal Property from an Installment Payment Sale - If you have repossessed personal property with installment payments, you can this calculator to determine the gain or loss.
  • Repossession of Real Property - If you have repossessed real property, you can this calculator to determine the gain or loss as well as its new basis.
  • Working Capital Needs - Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.