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A good working relationship with a financial institution is part of a solid financial foundation. Finding the right one to work with is important. There are probably dozens, if not hundreds, of institutions that offer the products and services you want and need located close by or with which you can create an electronic relationship.
Here are some things to consider when choosing an institution:
Establishing the relationship
When you walk into a branch, be prepared and know what you need. You should also have the information that you will need - Social Security number, identification and proof of residence. Once there, you will probably want to talk with a personal banker instead of just going to a teller.
Institutions offer many types of accounts and other services, but when you are first starting out, you probably only need a few of their services:
These are the basic services you should need. By having these services with one
institution, your financial life will be simpler. In addition, an existing relationship with
the institution may come in handy when you apply for an auto loan or a mortgage.